Postal Life Insurance Calculator

Calculate EMI for PLI policy loans with current interest rates

Policy Loan EMI Calculator

Maximum loan amount is up to 90% of surrender value
Maximum loan term is 15 years

PLI Policy Loan Details

Features & Benefits

  • Current interest rate: 9.5% per annum
  • Flexible repayment options
  • No prepayment charges
  • Quick loan processing
  • Minimal documentation
  • No additional security required

Loan Eligibility

  • Policy should be in force for at least 3 years
  • Maximum loan up to 90% of surrender value
  • Loan term up to 15 years
  • Regular premium payment record
  • No outstanding premium dues

Required Documents

  • Original Policy Document
  • Loan Application Form
  • Identity Proof
  • Address Proof
  • Recent Photograph
  • Bank Account Details