Postal Life Insurance (PLI) Calculators
PLI Endowment Assurance (Santosh)
Calculate premium for PLI Endowment Assurance policy with maturity benefits and bonuses.
Calculate NowPLI Whole Life Assurance (Suraksha)
Calculate premium for PLI Whole Life Assurance policy with lifelong coverage and higher bonus rates.
Calculate NowPLI Convertible Whole Life (Suvidha)
Calculate premium for PLI Convertible Whole Life Assurance with flexible conversion options.
Calculate NowPLI Yugal Suraksha (Joint Life)
Calculate premium for PLI Yugal Suraksha policy that provides coverage for both husband and wife.
Calculate NowPLI Children's Policy (Bal Jeevan)
Calculate premium for PLI Children Policy with educational benefits and money back options.
Calculate NowRural Postal Life Insurance (RPLI) Calculators
RPLI Endowment Assurance
Calculate premium for RPLI Endowment Assurance policy designed for rural areas.
Calculate NowRPLI Whole Life Assurance
Calculate premium for RPLI Whole Life Assurance with lifelong coverage for rural residents.
Calculate NowRPLI Children's Policy
Calculate premium for RPLI Children's Policy designed for rural children's future.
Calculate NowRPLI Gram Priya (10 Year Rural)
Calculate premium for RPLI 10 Year Rural Endowment policy with fixed term benefits.
Calculate NowRPLI Gram Sumangal
Calculate premium for RPLI Anticipated Endowment policy with periodic payouts.
Calculate NowPost Office Savings Bank (POSB) Calculators
Post Office Savings Account
Calculate interest for Post Office Savings Account with current rates.
Calculate NowPost Office RD Calculator
Calculate returns on Post Office Recurring Deposit with quarterly compounding.
Calculate NowPost Office Time Deposit
Calculate returns on Post Office Time Deposit for different tenures.
Calculate NowMahila Samman Savings Certificate
Calculate returns on MSSC scheme with special interest rates for women.
Calculate NowOther Useful Tools
Paid-up Value Calculator
Calculate paid-up value and reduced benefits for your policies.
Calculate NowPostal Life Insurance Calculator: Complete PLI & RPLI Planning Tool
If you're looking to plan your Postal Life Insurance or RPLI policy, this calculator can really help. It gives you quick estimates for premiums, maturity amount, loan EMI, surrender value, and more — all in one place. The tool uses the current rates, so the results are pretty accurate. Not just that — it also comes with options to calculate for Post Office RD, MIS, and even the Mahila Samman Savings Certificate, which makes it handy for all types of postal savings. Whether you're starting a new policy or checking on an old one, this Postal Life Insurance Calculator is useful for getting a clear idea of your returns and planning things better.
How Postal Life Insurance Calculator Works
1. Select Calculator Type
Choose Calculator Type Pick between the PLI Premium or RPLI calculators, surrender value calculators, loan EMI calculators, and others based on your requirements.
2. Enter Policy Details
Provide Policy Information Fill out Relevant Information Based On Sum Assured, Policy Term, Age, Payment Mode, etc.
3. View Results
Receive Results Get Instant Calculations With Detailed Breakdown, Explanations, and Sample Graphs that are visually segmented.
4. Compare Options
Change Parameters Evaluate all studied situations by reviewing Changing Assumptions and Different Results.
How to Use Postal Life Insurance Calculator
- First Open the Calculator section from the top menu.
- Fill all required fields with correct details.
- Select the policy type and payment mode as needed.
- Click the "Calculate" button to view the result.
- Check the graph for a better understanding.
- Save or note down the result for later use.
Benefits of Using Postal Life Insurance Calculator
Gives You the Right Numbers
You’ll get a clear idea of how much premium you need to pay and what you’ll get at maturity - based on the current rates, no guesswork.
Saves Your Time
No need to do lengthy calculations or go all the way to the post office. You get everything online in just a few seconds.
Helps for Better Planning
Whether you’re confused between two policies or planning for the future, this tool helps you compare and choose the best option easily.
Easy to Understand Results
The results come with simple visuals and graphs, so even if you're not from a finance background, you’ll understand everything clearly.
Frequently Asked Question (FAQs)
What is Postal Life Insurance Calculator?
The Postal Life Insurance Calculator is a simple online tool that helps you calculate premiums, maturity amounts, and returns for various PLI policies. It gives accurate results based on current Postal Life Insurance rules and rates.
How accurate are the Postal Life Insurance calculations?
Our Postal Life Insurance Calculator uses official PLI rates and standard calculation methods to provide highly accurate results. However, final values may vary slightly based on your specific Postal Life Insurance policy terms and conditions.
Can I calculate RPLI premiums using this tool?
Yes, our Postal Life Insurance Calculator also supports Rural Postal Life Insurance (RPLI). You can easily calculate premiums, maturity amounts, and other benefits for all RPLI policies using the same tool.
Does the Postal Life Insurance Calculator work on mobile devices?
Yes, the Postal Life Insurance Calculator is fully mobile-friendly and works seamlessly on smartphones, tablets, and desktops. Whether you want to calculate your PLI or RPLI premium or maturity value, you can access it anytime, from anywhere.
How can I calculate surrender value of my PLI policy?
You can use our dedicated Postal Life Insurance Surrender Value Calculator. Just enter your policy details, sum assured, and the premiums paid so far — and you’ll instantly get an accurate estimate of your PLI policy’s surrender value.