PLI Yugal Suraksha (Joint Life Assurance) Calculator

Premium Calculator

Select Policy

Choose your preferred PLI policy type

Husband's Age (Years)

Husband's age should be between 21 and 60 years

Wife's Age (Years)

Wife's age should be between 21 and 60 years

Sum Assured (₹) Minimum sum assured is ₹50,000

Policy Term (Years) Policy term should be between 5 and 35 years

Premium Payment Mode

Complete Calculation Results

Monthly Premium: ₹0

Quarterly Premium: ₹0

Half-Yearly Premium: ₹0

Yearly Premium: ₹0

First Year Premium Details

                                First Year Premium:
                                ₹0
                                Includes taxes and charges
                            

GST (4.5%): ₹0

Total Installments

Maturity Details

                                Sum Assured:
                                ₹0
                            

Expected Bonus: ₹0

                                Total Maturity Amount:
                                ₹0
                            

Death Benefit Details

First Death Benefit: ₹0 50% of sum assured + bonus

Second Death Benefit: ₹0 50% of sum assured + bonus

Total Amount Paid

Monthly Mode: ₹0

Quarterly Mode: ₹0

Half-Yearly Mode: ₹0

Yearly Mode: ₹0

Available Facilities

Joint Coverage

Protection for both husband and wife

Tax Benefits

Under Section 80C and 10(10D) of Income Tax Act

Loan Facility

Available after 3 years up to 90% of surrender value

Optional Riders

Additional coverage options available

Key Features of PLI Yugal Suraksha

Joint life coverage for married couples

Age: 21-60 years for both spouses

Minimum sum assured: ₹50,000

Policy term: 5-35 years

50% sum assured on first death

50% sum assured on second death

Bonus additions on both portions

Loan facility available

Tax benefits under Section 80C

Optional riders for enhanced protection

Policy Details

Features & Benefits

Joint life coverage
Split sum assured benefits
Bonus on both portions
Loan facility available
Tax benefits under Section 80C
Optional riders available

Eligibility

Age: 21-60 years (both spouses)
Minimum Sum Assured: ₹50,000
Policy Term: 5-35 years
Premium Payment Modes: Monthly, Quarterly, Half-Yearly, Yearly

Documents Required

Marriage Certificate
Age Proof (both spouses)
Identity Proof
Address Proof
Recent Photographs
Medical Reports (if required)